How can I get breast cancer insurance?

Can I get insurance with breast cancer?

People with breast cancer (especially those with stage IIIB or stage IIIC breast cancer, or metastatic breast cancer) may qualify for two types of benefits: Social Security Disability Insurance (SSDI) Supplemental Security Income (SSI)

Can you get cancer insurance if you already have cancer?

4. You may not be able to get cancer insurance if you‘ve been diagnosed with cancer. Some companies will deny you cancer insurance coverage if you have cancer or had it in the past. “It may not be obtainable if you have already been diagnosed with a cancerous condition.

How can I get free treatment for breast cancer?

If you are diagnosed with breast or cervical cancer: Free treatment is available to all Californians who qualify through the Breast and Cervical Cancer Treatment Program. Information on this program is available on Medi‑Cal’s website or call 1-800-824-0088 to speak with an eligibility specialist.

How can I get treatment for cancer without insurance?

Contact:

  1. Your state or county Health Department, a hospital financial counselor, social worker or a patient advocate program can provide more information.
  2. LivestrongCancer Navigation Services can help you find financial assistance. You can also contact other cancer organizations, such as the Patient Advocate.
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What happens if you have cancer and no insurance?

For people with cancer, no insurance can cause significant financial hardship as they fight to recover. And as many employees increasingly take on more financial responsibility for their health insurance such as higher deductibles and copays, cancer insurance provides your employees with an affordable option.

Can an insurance company deny chemotherapy?

For example, if an insurer uses an internal medicine doctor with no cancer experience to decide whether chemotherapy is appropriate and medically necessary, that doctor might deny coverage improperly. A denial would be even more likely if the insurer simply uses a nurse or pharmacist to conduct such a review.

Can cancer patients get health insurance after diagnosis?

Cancer and the Affordable Care Act

Plans that comply with the Affordable Care Act in the United States cannot deny you health coverage or discriminate against you in any way if you have a pre-existing condition, including cancer. So even if you have cancer, your health insurance company cannot kick you off your plan.

How can I get life insurance if I have cancer?

Once your cancer has been cured, most life insurance companies will approve any policy, with limited restrictions. Cancer survivors can purchase life insurance from any company, but keep in mind that you will still pay an above-average premium because cancer is considered a pre-existing condition.

How do I get financial assistance for breast cancer?

Financial assistance is granted to those who meet pre-determined eligibility criteria. To learn more about this program and other helpful resources, call the Komen Breast Care Helpline at 1-877 GO KOMEN (1-877-465-6636).

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What if I can’t afford my cancer treatment?

Patient Access Network (866-316-7263) assists patients who cannot access the treatments they need because of out-of-pocket health care costs like deductibles, co-payments and coinsurance. Patient Advocate Foundation (800-532-5274) offers a co-payment relief program and seeks to ensure patients’ access to care.

What do you do if you need surgery and have no insurance?

If you do not have insurance, try to find a plan through the Affordable Care Act and enroll as soon as possible.

  1. Shop for Doctors, Urgent Cares, and Hospitals. …
  2. Ask for Reduced Rates or Pay in Advance. …
  3. Call and Pay in Cash. …
  4. Save on Medications. …
  5. Set up a Savings Account to Cover Medical Expenses. …
  6. Consider Getting Insurance.